Mastercard previewing smartphone web payment system with in-person security strength

MasterCard and ING Launch EMV Internet Payments Trial

Trial demonstrates convergence of physical and digital commerce

PURCHASE, N.Y. & AMSTERDAM--(BUSINESS WIRE)--MasterCard and ING Group today announced a joint trial underway in the Netherlands that is demonstrating a new way to pay online using mobile phones. The trial extends the functionality of the Mobile MasterCard® PayPass™ application, already used to support contactless payments at point of sale, to deliver a highly secure and easy to use payment experience at internet merchants. By using the Secure Element in the mobile device, a comparable level of security can be achieved whether a purchase is being made in-store or online.

"This trial builds on our recently announced PayPass Wallet Services and our vision of delivering to consumers and merchants a secure, converged payments experience in-store, online or on a mobile device."

The solution being tested in the trial supports two scenarios: first, shopping and paying on a phone where the consumer is able to select merchandise they want to purchase, select their payment method, provide their shipping information and enter their PIN to authenticate the transaction. An EMV-compliant cryptogram is supplied by the phone directly to the merchant's payment gateway for processing. In the second scenario, the consumer is able to start their shopping on a PC or tablet, and then complete the payment step on their phone using a secure QR code that connects the Mobile PayPass application in the user's phone securely to the merchant's online shopping cart.

In both cases, coupons and vouchers can be applied in real-time as the consumer shops, and e-receipts presented upon successful payment. The trial promises to deliver a similar user experience in both the physical and digital world and a comparable level of security to a regular EMV transaction.

"This innovative mobile payment product enables ING to offer our customers a one-click-buy experience. The trial allows us to explore which new type of mobile payments products and technologies will meet our client' needs," said Mark Buitenhek, Global Head of Payments & Cash Management at ING Group. "Working with MasterCard on this trial is in line with our international payments strategy to introduce standardized and internationally accepted payment products that offer a high level of security and convenience."

The payments industry has begun to see a substantial shift in online shopping from traditional PCs to smartphones and tablets. According to market-research firm Gartner Inc., in the mobile space alone, payment transactions are expected to surge to an estimated $600 billion world-wide by 2016, up from $172 billion this year. Consumers will continue to shop and pay in whatever way best fits their needs and lifestyles – with a simple tap, click or touch – in-store, online or on a mobile device. At the same time, merchants want to focus on providing the best consumer experience possible – regardless of where, or how, a consumer decides to engage them.

"As a company leading the global transformation of digital payment technology, we continue to work with innovative partners like ING to develop and test solutions that address and enhance the ways consumers can pay for goods and services – both today and tomorrow," said Jorn Lambert, Group Head, Emerging Payments, Europe, MasterCard Worldwide. "This trial builds on our recently announced PayPass Wallet Services and our vision of delivering to consumers and merchants a secure, converged payments experience in-store, online or on a mobile device."

The trial, which began in mid-October, will run through the first quarter of 2013.

About MasterCard Worldwide

MasterCard (NYSE: MA), www.mastercard.com, is a global payments and technology company. It operates the world's fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard's products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews, join the discussion on the Cashless Conversations Blog and subscribe for the latest news.

About ING Group

ING is a global financial institution of Dutch origin, offering banking, investments, life insurance and retirement services to meet the needs of a broad customer base. Going forward, we will concentrate on our position as an international retail, direct and commercial bank, while creating an optimal base for an independent future for our insurance and investment management operations

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Samsung Galaxy S III dethrones iPhone 4S as smartphone sales champ for Q3 2012

Samsung Galaxy S3 Overtakes Apple iPhone 4S to Become World's Best-Selling Smartphone Model in Q3 2012

November 8, 2012 09:22

According to new research from our Country Share Tracker (CST) service, Samsung's Galaxy S3 overtook Apple's iPhone 4S to become the world's best-selling smartphone model for the first time ever in the third quarter of 2012. A large touchscreen, extensive distribution and generous operator subsidies have propelled the Galaxy S3 to the top spot.

Samsung's Galaxy S3 smartphone model shipped 18.0 million units worldwide during the third quarter of 2012. The Galaxy S3 captured an impressive 11 percent share of all smartphones shipped globally and it has become the world's best-selling smartphone model for the first time ever. A large touchscreen design, extensive distribution across dozens of countries, and generous operator subsidies have been among the main causes of the Galaxy S3's success.

Apple shipped an estimated 16.2 million iPhone 4S units worldwide for second place, as consumers temporarily held off purchases in anticipation of a widely expected iPhone 5 upgrade at the end of the quarter.

Samsung's Galaxy S3 has proven wildly popular with consumers and operators across North America, Europe and Asia. However, the Galaxy S3's position as the world's best-selling smartphone model is likely to be short-lived. The Apple iPhone 5 has gotten off to a solid start already with an estimated 6.0 million units shipped globally during Q3 2012. We expect the new iPhone 5 to out-ship Samsung's Galaxy S3 in the coming fourth quarter of 2012 and Apple should soon reclaim the title of the world's most popular smartphone model.

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Mophie’s first non-iOS smartphone case is available for the Samsung Galaxy S3

I’m sure many of you folks have heard of Mophie. The company creates mobile battery-charging units, and it got its claim to fame by making “juice pack” cases for iOS devices. These cases provide protection and extra battery life at the same time, so it’s like having an extended battery or swapping out a spare. While this problem was obviously more geared toward the non-user-replaceable Apple devices, many people wanted these cases for other phones.

Well, Mophie has finally extended its collection to include the first Mophie juice pack case that isn’t an iOS device. As you might have guessed (that’s if you didn’t read the title first) it’s for the Samsung Galaxy S3, and this makes total sense for the company. For starters, the Samsung Galaxy S3 is pretty much identical on all carriers in all regions. Some units might be just a tad thicker, but the difference is so marginal that it doesn’t matter.

This gives Mophie just one form factor to target, and since the Samsung Galaxy S3 is a wildly popular phone it’s the perfect device to break out of the iOS wheel they’ve been stuck with. The Galaxy S3?s Mophie juice pack delivers an extra 2,300 mAh of juice, which is actually 200 mAh more than the capacity of the battery the Galaxy S3 ships with. This effectively gives you double the battery life, and while your phone will get a tad bigger you’ll no doubt appreciate what it adds.

Of course, there are a couple of different ways to use this case. Some people keep their devices inside the pack all day, even if they start the day at 100%. Others will only attach the pack when their devices are about to die, and this is probably the most practical way to use it.

But no matter how you prefer to go about your business the commonality of it is that you’re getting a great mobile charging solution that isn’t as cumbersome as the usual bricks we see. It’ll cost you $100 for the privilege of owning one, and you can go ahead and take the plunge over at their website today. The cases are available in either white or black. Read on for full press details.

New mophie juice pack Lets Samsung Galaxy S® III Users Do More with their Device

Battery Case Doubles the Time to Rock, Talk, Surf and Send

SANTA ANA, Calif., Nov. 1, 2012 /PRNewswire/ — The mophie™ juice pack, which has kept millions of iPhone’s “in the green,” is now available for the popular Samsung Galaxy S® III, providing double the battery life on one charge as well as complete device protection in an ultra-thin, lightweight, low-profile design. The juice pack for Galaxy S III marks the company’s continued expansion into the Android market, with the new case joining mophie’s existing universal line of external rechargeable batteries.

“mophie has become synonymous with device power, and we are motivated to engineer new battery solutions for both the Apple and Android communities,” said Ross Howe, vice president of marketing. “We’re excited to empower Galaxy S III users to do more with their device without having to worry about running out of battery or having to take a time-out to recharge at a wall outlet.”
The juice pack Galaxy S III is now available for $99.95 at mophie.com and launching this weekend in select retailers nationwide.

Features of the case include:
100% Extra Battery Life-Packed with a 2300mAh rechargeable battery, users will appreciate up to 9 hours of additional talk time, 11 additional hours of Internet use, 32 hours of audio playback, or 8 hours of video playback
Custom Design-The ultra-thin, lightweight and low-profile case design provides protection while perfectly complementing the sleek look of the Galaxy S III
Sync with Ease-A pass-through USB cord allows users to charge and sync without removing their mobile device from the juice pack case
Charge on Demand-Features an on/off toggle switch that allows for standby and charging mode, giving users the ability to dictate when extra juice is needed
Battery Status Indicator-An integrated 4 LED status indicator notifies the user of how much battery power is left and displays how much charge time remains when the case is plugged in
For more about mophie and its full suite of products, please visit www.mophie.com.
About mophie
mophie is a California-based, award-winning designer and manufacturer of accessories that let users do more with their portable devices. The brand is widely recognized and highly acclaimed for its creative designs and innovative solutions; specifically surrounding the juice pack, the first “Works With iPhone” portable battery solution certified by Apple Inc. All of mophie’s products are developed to address real consumer and business needs and are seamless integrations of industrial, electronic, software and artistic designs. mophie products are available in more than 100 countries, and can be purchased in Apple stores worldwide, AT&T, Best Buy, Verizon, Sprint, and on www.mophie.com. Follow mophie on Twitter at twitter.com/mophie or on Facebook at facebook.com/mophielovesyou.

  

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